In today’s rapidly evolving real estate and mortgage landscape, access to fast, accurate property valuations is more critical than ever. Automated Valuation Models (AVMs) are helping lenders, investors, and appraisal management companies (AMCs) streamline decision-making, reduce costs, and manage risk at scale.
An AVM is a technology-driven tool that uses mathematical modeling to evaluate property values. It pulls data from public records, MLS databases, and proprietary datasets to deliver an estimated market value for a given property. These models typically return a value range and a confidence score, which is a measure of how reliable the estimate is based on available data.
AVMs analyze recent comps (comparable sales), tax assessments, property characteristics, and market trends to determine a value. They’re powered by advanced algorithms and statistical models that continuously improve as more data is processed.
Depending on the use case and provider, some AVMs prioritize coverage, while others are tuned for pinpoint accuracy or balanced performance. This flexibility makes them ideal across a range of valuation workflows.
AVMs are a fast, cost-effective tools used to supplement the valuation process. Their speed, scalability, and accessibility make them ideal for:
AVMs are a fast, cost-effective tools used to supplement the valuation process. Their speed, scalability, and accessibility make them ideal for:
Financial institutions leverage AVMs to periodically reassess the value of properties across their mortgage portfolio and assess loan-to-value (LTV) percentages. This helps them monitor exposure and identify risk concentrations.
Over time, property values fluctuate. AVMs help lenders and servicers revalue collateral at scale. This is essential for loan servicing, securitization, and maintaining loan-to-value (LTV) compliance.
While AVMs aren’t always a substitute for traditional appraisals, they are a powerful tool for scenarios where full inspections or appraisals are unnecessary or inefficient.
At ValueLink, we deliver a unified AVM platform built for today’s fast-moving lending and servicing landscape. From rapid checks to deeper automated analysis, our AVM network connects you to industry-leading models, helping you reduce costs, improve accuracy, and scale with confidence.
Whether you're managing risk or optimizing portfolio performance, there's an AVM in our network tailored to your needs. 👉 View all AVM Options
Need even greater flexibility? Our Cascade AVMs let you prioritize what matters most – whether it’s hit rates, regional accuracy, or a balanced blend of both.
These cascades are live, configurable within the ValueLink platform, and ready to power up your valuation strategy.
Whether you're running bulk checks across a loan portfolio or making quick pre-funding decisions, ValueLink’s AVM suite is your one-stop solution.
Explore our full AVM offering and discover how ValueLink can transform your valuation workflows – making them smarter, faster, and more cost-effective. Schedule a Consultation with our experts today and find the right AVM options for your valuation process.
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